Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Trisha

Nationwide helps ease stress when my pets are ill

There is enough stress when your pet is ill and you need to rush to the vet or ER. Knowing you are covered by Nationwide relieves some of the stress. My claim was easily filed and my reimbursement was in my bank account less than a week later. They are quick, easy and so friendly.
5

out of 5

POSTED: | BY: Epperson

Extremely efficient and automated process.

Excellent and efficient service.
5

out of 5

POSTED: | BY: Christine

Helpful

I love Nationwide Pet Insurance! It gives me peace of mind if I ever need to take my dog to the vet. Nationwide is so helpful and it's easy to submit a claim!
5

out of 5

POSTED: | BY: JANNELLE

FAST, EFFICIENT, & CARING

I have had insurance on both my dogs. When my previous dog passed and I had to put a claim in for putting him to sleep and cremation I received a sympathy card and they cancelled his insurance without me having to call, as they knew it would be a hard time for me and I very much appreciated it. I also love getting my dogs birthday cards every year. I have never had a problem with a claim and always been reimbursed in a timely manner. The only thing close to negative I could say is the rates raise A LOT when your pet gets older. I have had insurance on since I got my dog at 8 weeks old and he is now 10 and it is 5x as much than it was. It has been worth it for me but that does make it hard on the checkbook.
5

out of 5

POSTED: | BY: Lee

Fast Claims Processing

Fast and easy processing of claims. Paid almost all of my dogs surgery bill.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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