Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Antionette

Filing a claim is the easiest part of keeping my Yorkie healthy. I am very happy with Nationwide.

I am fully satisfied with Nationwide. Thank you.
5

out of 5

POSTED: | BY: Tim

even easier to submit claims

I already had a system for submitting claims: print & complete the form and fax it with the itemized receipt. However, working from home, due to covid-19, I was forced to consider other options. Not sure when Nationwide upgraded the process, but it is much better now. No more paper form - just complete the info online and upload the receipt from my vet (which is emailed and electronic already). Saves paper, time, and trouble! If you're getting a pet, I HIGHLY recommend Nationwide Pet Insurance. It is worth every dollar! I'm amazed at how much we get back on wellness visits, etc.
5

out of 5

POSTED: | BY: Elie

Very efficient processing of shivas claim

Great service
5

out of 5

POSTED: | BY: Dolores

Thank you for assistance anytime I have called

My puppy is doing fine and benefits were promptly paid. I would suggest Nationwide to any pet owner
5

out of 5

POSTED: | BY: Vince

One of the best, if not the best Pet Insurance around.

Probably one of the best, if not the best pet insurance around. Exceptional coverage. Quick turnaround time for claims. Very helpful customer associates. Website claim layout is super easy. The only thing that prevented me from giving them a perfect score is that they're not as "customizable" as other pet insurance around. I wish they can offer that feature soon, or at least give more options to fur-parents. Other than that, I LOVE IT!!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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