Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Leonard

Terrific pet insurance

This was about as easy and straight-forward as it gets. We had an unexpected ER pet visit that was quite costly. We submitted the claim and it was paid promptly. We are really pleased with Nationwide Pet Insurance. Happily, Olive Oyl has recovered well.
5

out of 5

POSTED: | BY: Alvin

Phone reps are phenomenal but reimbursement process is awkward.

Thank you for having great phone support. Your reps are knowledgeable, patient, and courteous. The email notifications were also timely. The only thing confusing is you send emails saying your claim is complete with the amount of your reimbursement. Additionally, when you go to the website to view your account you see that your claim is complete. Since I had previously enrolled to receive my reimbursements via electronic deposit, I feared there was an error with my claim. However - what is omitted from the communication stream is that there are extra steps from your partnership with Chase Bank to complete your reimbursement. I wish the complete process of the claim reimbursement was revealed in the email I received to notify me that my claim had been completed.
5

out of 5

POSTED: | BY: Nicole

Awesome

Nationwide has an easy claim submission process. The claims are received and acted up timely. With notification on the website, as well as via email, as to the status. The EOBs are very self explainitory. And reimbursement is also a seem less process. The website if one of the easiest I use. It is very user friendly and easy to navigate. The information is readily available and you are not searching endlessly without finding the information you need.
5

out of 5

POSTED: | BY: Ilonka

Quick reimbursements and good coverage

Our aging kitty Emma Peel has had a few health issues this year--dental work and hyperthyroidism. We decided to treat both within a month of each other and she had a radioactive iodine treatment last week. She did great and I was happy and relieved to get the reimbursement within a week of filing. I wish human insurance were this easy and responsive.
5

out of 5

POSTED: | BY: Nancy

Everyone should have pet insurance

Over many years, I have had pets with some very serious health problems and did not always have health insurance. Now that I do have it, I will always have it. I look at it like car insurance - you don't hope for an accident just because you are paying for it. I have pet insurance but hope we don't need to use it's full coverage. So far, I am very pleased with Nationwide Pet Insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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