Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shawna Flemming

The right choice for your animal(s)

Nationwide gives me the ability to do what is right for my animals but alleviating the stress of vet costs. They make doing business easy from the process of putting in a claim, communicating status and finally payment. I can't believe how streamlined it is. Thank you Nationwide for an experience I won't have expected in the insurance industry!
5

out of 5

POSTED: | BY: Mattie-Lou Chandler

The best purchase (besides Moose) that I've made!

Nationwide could not make filing a claim/being reimbursed any easier. It has been the absolute best/saving grace purchase I've made for the dog. I highly recommend to all of my friends. We'll be customers for life!
5

out of 5

POSTED: | BY: Erik Montero

Best insurance

I can’t say enough great things about this insurance provider. Excellent customer service, super fast with the claims and always there when we need them. I only wish my personal health insurance was as good.
5

out of 5

POSTED: | BY: Jan Nelson

Very easy to use this service!

My get submits the claims and payment comes very quickly
5

out of 5

POSTED: | BY: Elyse

Couldn’t be HAPPIER with Nationwide pet insurance!!

I selected Nationwide pet insurance after doing extensive research on various other companies. Nationwide has very positive ratings and customer comments. I have learned the hard way the financial pitfalls of NOT having pet insurance. I have paid well over $6,000 in medical bills for previous cats illnesses. I got the extremely affordable major medical plan for my 2 rescue cats...hoping of course, never having to use it. From the beginning, the Nationwide staff was awesome! They answered all my questions regarding the plan and gave me very helpful advice about filing claims and using their Vet help line. Unfortunately I recently had to file a huge claim. When my cat got sick, I started by calling the Vet helpline and received immediate assistance. They were extremely helpful, professional and very compassionate. I ended up needing to take my cat to the Pet Hospital. He developed a urinary blockage that required 2 emergency surgeries and hospitalization for a week. During that time I was on the phone multiple times with Nationwide and I truly cannot say enough positive comments about the help I received. I was terrified as my medical bill increased daily. The Nationwide staff helped me through that week and advised me exactly what to do to expedite my claim. Long story short, when the final huge hospital bill came...it took less than 10 minutes to file the claim! And even more impressive...3 days later it was resolved and I was notified that my check had been sent!!!! And all this happened during the Covid19 shutdown when staff members were working from home! I apologize for the lengthy review...but I just went through a worst case scenario and I wanted to share the details about the wonderful experience I had with Nationwide! My cat survived and so did my bank account. I am forever grateful to the entire staff at Nationwide!!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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