Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gerri

Great service with a very fast turnaround!

Very fast turnaround and great service. When I’ve spoken with customer service it has always been pleasant and they’ve handled the problem well.
5

out of 5

POSTED: | BY: Debbie Lewis

Nationwide paid me for my claim within a week, from start to finish.

For the most part Nationwide has been there to pay off claims and help me in any way that was needed. Their ease of filing a new claim online only takes a few minutes.
5

out of 5

POSTED: | BY: frank lobiondo

Mostly very pleased - the negative is that it is very expensive

Mostly very pleased with my policy - the negative is i think it is way to expensive!!!
5

out of 5

POSTED: | BY: Andrea Lard

Nationwide pet insurance has been well worth it & customer service has been amazing!

I wasn't sure about getting pet insurance because I didn't think I could justify the cost. I was wrong! We adopted a stray puppy that hadn't been spayed yet and thought I would do insurance "just in case". Well, it has more than been worth it. I was afraid it would be hard to file the claims, get a response from customer service or things wouldn't be covered. It has been completely the opposite. Great customer service, ease of use for the website and claims and ZERO hassle on whether services were covered. I will be sure to recommend to friends/family and neighbors!
5

out of 5

POSTED: | BY: M Vinciguerra

excellent service worth the premium

excellent
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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