Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Monika

Pleasantly surprised at how much was covered!

My 3YO lab recently became very ill. It took a few visits to determine what was wrong and, full recovery took several weeks and multiple visits and re-tests. Needless to say, the cost was pretty high. I made sure to submit my claim in a very organized manner, with all invoices and tests and a detailed explanation of the diagnosis as explained to me by my vet. This was my first time filing a claim for an illness so I didn't really know what to expect as far as how easily my claim would be processed or what would be reimbursed. I was pleasantly surprised on both counts. I got back more than I hoped to and my claim was paid within 1 week with no questions or requests for further documentation. So happy I have my baby boy covered with Nationwide Pet Insurance!
4

out of 5

POSTED: | BY: Jane

The ease with submting a claim and happy with the turnaround time for a claim

Very happy with the information received regarding our claims.
4

out of 5

POSTED: | BY: Amanda

Fair and let me treat my dog without worry

I got a fair amount of money back after my dog took a trip to the emergency vet for an upset tummy. I was able to treat him without worry of cost
5

out of 5

POSTED: | BY: Richard

Pet insurance is a god send..

Too bad this wasn't available to me earlier on. The benefit to having this has been great. Very easy to submit claims.
5

out of 5

POSTED: | BY: Alexander

Easy, really like the online claim submission

The new online submission is great and the whole process was fast and easy and clear.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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