Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Elaine

Sneaky Astronomical Rate Increases

Nationwide increased my rates from $500 per year to $2500 then tried to trick me when I called to check. I signed up for this insurance through my employer when they started offering it. I was not made aware that the price would go up as my dog got older. I'm trying to get my employer to stop offering this scam insurance. Don't buy from this company thinking you'll have a policy when your dog gets old. You won't. $2500 a year for a policy that only offers $7500 of coverage is a BAD DEAL
5

out of 5

VETERINARIAN: Marine vet gp

POSTED: | BY: Joann

Medical for dogs

Vet bills can be quite pricey n you don’t realized the benefits of pet insurance until your pet needs care It’s helps with the burden of the expense
1

out of 5

POSTED: | BY: Laurie Grover

Nationwide whole pet policy

I’ve had Nationwide whole pet policy since we got my dog at 9 weeks she is just about to turn 3. We got a non-renewal notice saying they will no longer be offering whole pet coverage in my state. I got this policy because it covered stuff other plans would not. Now since being spayed she has an incontenence issue and that won’t be covered with another insurance. Nationwide you s*ck. Don’t trust them if you want longevity.
5

out of 5

POSTED: | BY: Linda

Emergency

Recently Alvin chewed and swallowed a plastic bottle cap. Rush him to emergency vet hospital in Rhode Island at 10 pm. It was successfully retrieved. Filed claim online. Received check about 2 weeks later.
4

out of 5

POSTED: | BY: Steve Z

Employer-sponsored plan is well worth it

We have an employer-sponsored plan which Nationwide calls "My Pet Protection". This review only speaks to that plan and not Modular, Major Medical, or Whole Pet. Let's get the negative out of the way. In the 4+ years we have had the plan, the premiums have more than increased significantly from the high-$30s/mo to about $120/mo, which is still surprisingly well-priced for the benefits ($7500 yearly max coverage and 90% reimbursement). Claims are handled quickly once submitted via their portal and Nationwide has been good about quite a few claims we have submitted months later. As our pup got up in age, she developed cancerous tumors that were removed, but then required recurring oncology visits and chemotherapy. Nationwide covered and reimbursed at 90% including the chemo. I definitely recommend Nationwide if your employer partners and sponsors their vet insurance. I'm not sure at this time if the "My Pet Protection" plan still reimburses at 90%, but it has been journey to go through cancer/chemo with our pup, but a relief to have this particular pet insurance plan through Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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