Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paula salazar

Thank you nationwide

Thanks to nationwide pet insurance I no longer dread taking my dog to the vet. I now know that I have help paying for whatever my dog needs-always.
5

out of 5

POSTED: | BY: Bridget Phillips

AMAZING INSURANCE- I ONLY RECOMMEND NATIONWIDE

Nationwide has never disappointed me. They have taken care of my English bulldog from the day I brought him home. Covered every vet visit, whether a checkup, surgery, etc.
5

out of 5

POSTED: | BY: Tom Norton

Excellent service from Nationwide

I’ve had other pet insurance policies and the service was horrible. Claims were regularly denied. Nationwide was very clear on their payment and followed exactly how their coverage documents explained the coverage. I wholeheartedly recommend Nationwide’s Pet Insurance.
4

out of 5

POSTED: | BY: Harper West

Happy about the coverage, could be happier w the process

I'm happy with the coverage. I didn't fully understand how to get my claim started, but that could be because the name of my pet had a misspelling (my fault). I'm happy to get reimbursed. Thank you
5

out of 5

POSTED: | BY: Vanessa

Easy to manage/overall great/customer care needs work.

We have two young dogs on health insurance. The top-tiered level & overall the ease of claims/submission etc has been very easy & I have recommended to others. I was initially lead to this company by our vet. Had a very bad experience with talking to customer care 2x last year, & so that would be my only negative thus far. Agent was not clear & a bit sneaky, twisted words around, & one of our plans was compromised coverage-wise. We appealed (calls were recorded) and only 1/2 of it was resolved. Was very disappointed in the way the issue was handled. I am a very honest person & pet owner & was so taken back by the experience, & the way the agent proceeded to put pre-existing conditions on her plan without full disclosure & DID NOT TELL me on the call. It was handled very unprofessionally & upon speaking to an agent in the recent future, they actually agreed that the agent was not honest & did not handle the call appropriately. All in all though- the ins and outs of the insurance process is great & I have kept them on their plans because of this. It has helped us overall, undoubtedly. Very easy to submit claims on the app & the process is quick overall.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review