Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Beth

Nationwide makes it SO easy

I was hesitant to get, and use, pet insurance. My vet doesn’t except insurance directly. So I knew I’d have to file any claims, and deal with the insurance company, directly. I hate doing paperwork and was not looking forward to filing claims. Nationwide changed my mind and exceeded my expectations. They make it SO simple. All I have to do is answer a few simple questions from a pulldown menu on the Nationwide website, take a picture of the receipt from my vet’s office, and upload it. It literally takes like 2-3 minutes. Nationwide also processes and pays the claims on a very timely basis, within days. Very happy I chose Nationwide!
5

out of 5

POSTED: | BY: Lisa Mintz

Nationwide is the Best!

Nationwide Pet insurance is Amazing! We took it out when we first got our puppy who was 12 weeks old. We have the well pet insurance that pays is back for everything after we meet the deductible! I never had insurance when I had my first dog and I’m so glad I have it now!!
5

out of 5

POSTED: | BY: Jade Sloane

Easy and stress-free process!

Nationwide Pet has been a financial life-saver. We had to do emergency surgery for our boy, and it was 100% covered. I received the money days after I submitted our claim. It let us be able to take care of our dog and make sure he made a full recovery without having to worry about money. I recommend Nationwide to anyone with a pet they love!
4

out of 5

POSTED: | BY: Jocelyn

Expensive

Is it necessary to have a deductible? We have two young animals, a cat and a dog. Or, if you purchase the wellness insurance along with the catastrophic, could the deductible be waived? Especially for younger, healthier animals. The insurance is on the high end of other plans, and if there are only well visits for young animals, it becomes expensive, plus with the deductible annually, I am reconsidering whether to continue the premiums.
5

out of 5

POSTED: | BY: Kumar

Best service.

I am having Amazing experience with nationwide pet insurance so far.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review