Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,375

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: sconet

June 5,2026

What a bunch of scammers,I block one of you bogus insurance companies and ten more show up.I hope you guys all end up poor and homeless with creditors chasing you for the rest of your worthless lives. thanks for asking
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5

out of 5

POSTED: | BY: Lisa

I was with VPI pet Insurance several…

I was with VPI pet Insurance several years ago. I went to Lemonade for my new puppy and was not satisfied and since nationwide purchased VPI I went back there cause I’ve never had any issues.
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5

out of 5

POSTED: | BY: Nicole Abate

The representative that helped me was…

The representative that helped me was awesome. Very knowledgeable and got me the policy I wanted at a great price.
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1

out of 5

POSTED: | BY: HOLLY ESSLER

Doubled my premium and deductible

Doubled my premium and deductible, awful!
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1

out of 5

POSTED: | BY: customer

I don't have a pet and keep getting…

I don't have a pet and keep getting emails about insurance from you, and tried calling no response nor any email
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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