5
out of 5
POSTED: | BY: Dawn
Great
Timely responses and claims processing.
4.8
out of 5
Number of reviews 25,483
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Neil
Good Coverage - could be a bit faster on processing.
My experience so far has been pleasant, love the use of technology to file claims and get information on processing, along with the deposit feature. My only constructive criticism would be two things 1) when submitting a claim, a quick summary of estimated expenses vs payout and 2) the claim review process could be a bit quicker.
I am very appreciative of the service you provide for the reasonable cost, we are very happy to be part of nationwide for both of our pets!
3
out of 5
POSTED: | BY: Megan
better than going it alone
The first time I needed to utilize this insurance, it literally saved Patrick's life. He broke his leg in a really severe way and without this insurance I wouldn't have been able to afford the $3,000+ surgery he needed to avoid being put down. It takes a while for the claims to get processed, but it is nice to know there are very few things that can happy to Patrick Swayze that I won't get some sort of help with.
5
out of 5
POSTED: | BY: Heather
Great comprehensive insurance
This is great insurance. Claim process is easy.
4
out of 5
POSTED: | BY: Dana
Good, but I wish the vet could file the claims
Reimbursement seems fair, response time seems adequate. Just wish it worked like people insurance. Would rather have vet file the claims.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.