Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Charles

Excellent service and coverage!

We are very happy with the policy and coverage...claims are fast and fair...the online claim process is easy to follow...would recommend to any pet owner.
5

out of 5

POSTED: | BY: Jim

Great service, great plan

Claim was processed in a timely manner. I really appreciate the electronic funds transfer process.
5

out of 5

POSTED: | BY: Chris

Claim processing

I had two claims this year both were handled promptly by Nationwide.
5

out of 5

POSTED: | BY: Nuha

Happy customer

Very happy for fast response on claimes, and the fast reimbursement, and the e-mails on checking how my dog is doing. I thank you so much for your services.
3

out of 5

POSTED: | BY: Darlene

Reimbursement doesn’t seem to be a priority

When I filed my first claim, it took 3 months to get it reimbursed. I had called 3 times, send medical records twice, and they requested additional time once. I had to file an emergence claim a couple of months later, and that claim was paid quickly, along with the first one!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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