Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mete

Our lives would not be the same ...

I got Oscar when he was about 4 weeks old and immediately bought him an insurance policy through Nationwide. My previous cat also had her insurance policy, and thank God she did! Nationwide has always been there to HELP! Whether it's through emails or phone calls, they are always handy and ready to lend their helping hand. Oscar and I have a peace of mind thanks to the wonderful services provided by Nationwide. Gooooo Nationwide!!!
5

out of 5

POSTED: | BY: Sharon

Thank goodness we have coverage!

Fortunately, our Parker is a pretty healthy little guy, but we recently needed to use our coverage for some surgery and we were reimbursed a large portion of what we spent. So nice to know we have Nationwide to behind us! Now with the direct deposit option, once our claim was completed, it was so quick to receive our money - went directly into our checking account.
5

out of 5

POSTED: | BY: Patricia

Good to have it

Lisa presented allergy in the skin. She was treated and then received 2 Allergy vaccines. She will need another vaccine if the allergy comes back if not she is ok.
5

out of 5

POSTED: | BY: Robin

Nationwide has removed the $$ stress from providing my dogs with the best care!

I love my dogs like I love my children! When my kids are sick, I take them the doctor and very rarely worry about the cost. But when my dogs get sick there is always that sinking feeling of how much is the vet going to cost this time. When I looked at Nationwide insurance the cost seemed a little high, and it is true, in a year where they don't get sick at all, I will pay more for the insurance than I do for vet care. However already this year Nationwide has saved me on 2 of my 3 dogs. One of my puppies developed an abscess on the top of her head. This required two procedures in the office and a few rounds of antibiotics to take care of. Nationwide reimbursed my expenses for all of it (less 10%). I was able to take her to the doctor and when they gave me the quote I could just say "Yes, do it" without worry because Nationwide had my back. My other baby has developed allergy issues and just recently had an ear infection. Again, Nationwide QUICKLY reimbursed my expenses for all of his visits. I can't even think how stressful all of this would have been without the excellent coverage they provide!
5

out of 5

POSTED: | BY: Ivette

Dogtastic!

I'm so glad I have Nationwide Pet Insurance. The service is great and the agents are knowledgeable and very friendly. Thank you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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