5
out of 5
POSTED: | BY: Susan
Nationwide paid my WHOLE claim 100%
I was very happy that Nationwide paid my whole claim and I got my money back very quickly!
4.8
out of 5
Number of reviews 24,776
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Beth
Best pet insurance out there!
We have been clients of VPI/Nationwide since 2004 when we adopted our first dog. When Kadi passed away in 2015, we adopted a new pup Sawyer and immediately got him a Nationwide policy. A year later, we adopted him a brother Oliver. Between the 3 dogs, we have seen Nationwide coverage from puppyhood through end of life management. Nationwide has promptly covered everything from wellness (vaccinations, checkups), to giardia, neutering, teeth cleaning...all the way thru cancer treatments. It doesnt matter if we see our regular vet or a specialist - its covered. The vast range of of items covered is absolutely amazing - and now we have the top policy and it is reimbursed at 90%! We could not be happier. Having these policies has given us the peace of mind to know we can afford any vet bill or service, specialist or emergency visit. We can provide our pups with the best care out there, to help them thrive and live the best life they can. We have even recommended Nationwide to family and friends (and they have signed up too!). Nationwide is on our side - and on the side of our pups most importantly!
5
out of 5
POSTED: | BY: Joan
Quick and easy process.
Generally claims/reimbursement is quick. However,this last claim the primary diagnosis was assigned incorrectly so reimbursement was incorrect. Called and person I talked with was very knowledgeable and explained how the ‘review’ process works and how to resubmit the information. Very happy with service.
4
out of 5
POSTED: | BY: Jayme
There are much better companies for pet insurance
My dog is 11 years old and VPI was one of the only few pet insurances back when he was a puppy. They are reasonable, but newer companies that have emerged in the last 5-6 years have better coverage, quicker review of claims and quicker refund times. My younger dog has Embrace insurance and she has much better coverage. When I moved from California to Tennessee, Embrace immediately changed the policy price to reflect the location. That price was almost half of what coverage cost in Ca. I am still waiting to hear from Nationwide to see if they will adjust the policy price since the move. Whenever I ask anything about the coverage, I am told I have to wait for annual enrollment for any changes. I would have changed policies years ago but with preexisting conditions, it is hard to get quality coverage. Nationwide just keeps increasing my coverage rate annually.
5
out of 5
POSTED: | BY: RANDY
This is our 4th Sheep dog and the first one we have had pet insurance on and it is well worth the cost.
Great insurance, great coverage, excellent service.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.