Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

So glad I made the decision to go with Nationwide (VPI) to insure my cat.

Great coverage... it does take a while for the claim to get processed though. But I am just happy there is such a thing as pet insurance. I never had it with my last cat, and wish I had known about it then.
5

out of 5

POSTED: | BY: Deborah

Great turn around on claims

Nationwide has been great on the turn around on claims submitted. My dog has gotten ill twice in the last couple months and they were awesome in getting the claim approved and reimbursed me.
5

out of 5

POSTED: | BY: Marcy

The service is excellent, easy to file claims via fax.

We are very pleased with Nationwide and glad we have pet insurance. The best part, it covers wellness as well.
5

out of 5

POSTED: | BY: Jennifer

Nationwide has my dog's back (and the rest of her too!)

Nationwide was the best decision I made when I got my dog. I knew there was always a chance something could happen to my dog that would be very costly. I never want to be in the position to have to make a choice on my dog's health based on my bank account. Nationwide has given me the peace of mind in the care of my dog. As (bad) luck would have it, my dog needed costly knee surgery after 1 1/2 years of owning her (she is now 3).. Nationwide made the process stress-free (money-wise) and I got the reimbursement very quickly. Thank you Nationwide!
5

out of 5

POSTED: | BY: Karthik

Honest and Efficient

Nationwide has been extremely efficient and honest in processing claims for my pet. The electronic claims filing process makes everything easier and quicker. I have never had to pick up the phone to speak with a representative.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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