Nationwide | Pet Insurance Review

I switched from Banfield to Nationwide last April 2017 because I moved out of area and there were no Pet Smarts. I was extremely disappointing when her yearly dental was not covered in 2017 after I had researched and contacted Nationwide prior to purchasing. They assured me that if it was a yearly preventative service (which it was as Banfield records indicated) it would be covered. It was not. This year it was covered and so far my claims, they are processed quickly, easy to upload or fax claims, and track online. The dental cleaning is the only large veterinarian bill I have as I try to care for my pet responsibly and at 9 years old she has very few issues. It was a hardship to double my monthly pet insurance and also pay for dental cleaning as if I had no coverage. I understand that Nationwide is not the same type of coverage as Banfield but for the cost expected that they at minimum cover the same basic expenses.

We have had nationwide pet insurance since biscuit was a baby and it has saved us so much. He accidentally ate a toy and had to get surgery twice within a month. I don’t know how we would have afforded it without you. Thanks for all you do

Best decision I've made was purchasing Nationwide insurance for my girls.

I insure 3 dogs under my policies and pay almost $200/mo for their insurance. I have learned that having insurance is necessary as it just takes one serious illness or injury to wipe out a savings account. Having said that, it stings thinking that I pay $2,400 a year and have to wait 30 days for reimbursement just to find out a $100 deductible has not been met. I am assuming these premiums include a multiple dog discount? My answers below are not just about Jackie's claim but Paisleys' as well. BTW, I already get your newsletters by email.

It is very easy to submit a claim by faxing over the Nationwide cover sheet and receipt from the vet. There are many things not covered, but I learn as I go and I believe preventative care is important so I will continue to get it even though there is no reimbursement. It takes about a month or more to receive a check, but I recently signed up for auto deposit, and was shocked and pleased to receive notification of payment within a couple of weeks.