Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tami

Purchasing health insurance for my dog has been a positive experience

I would recommend buying health insurance to my friends and I am very happy with the service i receive from them. Claims are processed quickly. I like having an on-call vet available to ask questions. Sometimes, I just don't understand why something isn't covered but overall, I'm satisfied with the service I receive.
2

out of 5

POSTED: | BY: Dave

Pre-existing conditions applied too broadly

My puppy was diagnosed with food allergies that were causing skin issues, switching him to a new food seems to have helped. I was disappointed that a majority of my claim was denied because he had a skin issue prior to obtaining insurance (his collar caused irritation), it seems like no matter what causes skin issues, Nationwide classifies it as a "pre-existing condition" :-(.
5

out of 5

POSTED: | BY: Joy

Great

Happy with the plan and remuneration but turn around time faster in the past.
5

out of 5

POSTED: | BY: Carolyn

Great service

Love my pet insurance great to know in case of emergency or just basic vet care you are covered. Would recommend to pet owners.
5

out of 5

POSTED: | BY: Linda

Diego's insurance

Could be a bit faster at paying out
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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