Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,502

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beverly

VPI rocks!

I have such peace of mind having VPI in place for my puppy, Jellybean. Although it doesn’t cover everything, it covers a lot! I love the new online services, from submitting a claim to receiving electronic payment. Thank you for all you do to ensure my puppy is happy and healthy!
5

out of 5

POSTED: | BY: Nancy

We are so happy with National Pet Insurance

We are very pleased with the support and coverage we receive from National Pet Insurace. They are prompt with processing our claims and are always there if I have any questions. The insurance we carry with them has saved us a lot of money over the past several years. I would highly recommend them to all of my family and friends
5

out of 5

POSTED: | BY: Danielle

Great insurance, needs to add online claim submission capabilities

I've had pet insurance for the past 5 years, and am very happy with the insurance. The only reason for the "9" instead of the "10" rating is that claims still need to be submitted via mail or fax. I wish that they would enable online claim submission. The now provide for electronic claim payment which is a huge improvement. The turn around time between submitting a claim and receiving payment can be a little long, but it's worth the wait.
5

out of 5

POSTED: | BY: Lisa

Amazing

Nationwide is an amazing pet insurance company! We're got it for our 18 month old when we first got her at 2 months old. They have covered so much! The monthly payments are so reasonable considering how much we save each time we go to the vet.
5

out of 5

POSTED: | BY: Lynanne

easy to file claims

I've filed several wellness claims. Process is super easy. All but one is still pending but I was reimbursed for the one that is complete - easy peasy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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