Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Monica

I was surprised the full coverage insurance didn’t cover any of his annual visit. For $100/month I would have thought more cover

For $100/month no coverage for annual visit? Surprised I would have thought more.
3

out of 5

POSTED: | BY: Julie

Just Like Human Insurance, they Deny, Deny, Deny.

I have generally been happy with my insurance coverage, except for one big issue. My puppy had two bouts of diarrhea due to eating something he shouldn't and has been branded as having a pre-existing "gastroenteritis" issue. That means that if he stays healthy for 6 months they might reverse this. Right now he is labelled as chronic and nothing digestive-related will be covered. He has had ZERO issues with his stomach since, but when I and my vet have tried to get this reversed they refused. (In fairness, I guess I may have been within the 6 month period), so I am hopeful they will reverse this "Final Decision," but that remains to be seen. I am concerned simply because this is a healthy dog with no health issues, but what if in a year or two he has a stomach problem? That would be unfair! So… the jury is out to see if Nationwide plays fair and reverses my dog as having a chronic stomach issue when he doesn't.
5

out of 5

POSTED: | BY: Elizabeth

Fantastic! What a relief!

I thoroughly researched before purchasing insurance for Roman. Nationwide has been outstanding in every respect. I am so pleased. Claims are processed quickly. There is always a person to speak with. The coverage is fantastic!
5

out of 5

POSTED: | BY: Tricia

Easy to use claim submittance online

We are very pleased with how easily our puppy Coco's claims were to be filed and reimbursed through Nationwide. It was an easy process and very simple.
5

out of 5

POSTED: | BY: Dr

best plans/coverage for our needs with prompt claim processing and excellent staff

4th and 5th dogs insured with them over the last 30 years- service experience and quality of plans gets better with each pet.
Please leave a review

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
Provider website

Get a quote today

Leave a review