Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David

Thankful for pet insurance

We are very thankful for pet insurance. It helps with the normal visits, along with the others.
5

out of 5

POSTED: | BY: Craig

Very pleased

No complaints. From emailing the claim in, to having the funds direct deposited into my account was maybe 2 weeks or so. Thats faster than my personal health insurance. I have no complaints. As I said, you can email in the claim and required paperwork, and I have signed up for the direct deposit so that makes things much easier. 1 pet down for this procedure, 1 more to go. I expect the same experience the next time.
4

out of 5

POSTED: | BY: Michelle

Higher Annual Reimbursement?

Your customer service agents are very professional and I have no issue with your claim processing time and overall administration. You have been very helpful in helping me pay for Sophie's cancer treatment. But from talking to other pet owners who have pet insurance, it seems that some other companies have higher reimbursement rates than you do. That could be an issue with me for any future pet I might adopt.
5

out of 5

POSTED: | BY: Rachel

Overall extremely happy, but wold like more plan options

Nationwide, overall, provides good coverage especially wellness coverage. I'd like to see more plan options that provide more coverage, as close to 100% coverage, with a copay and potentially higher monthly costs for more coverage/reimbursement
5

out of 5

POSTED: | BY: Lynn

I wish my "people" insurance worked as well and as simply as my pet insurance for my dog!

I'm very thankful we have this insurance for my dog, Cody! As I've stated above - it is so great to simply submit a claim, meet the deductible, and then get reimbursed. It is like the "old" days of regular insurance for people, before copays, reductions, in/out of network, reasonable and customary, blah blah blah! It is worth it when things come up, and wellness care is covered, I'm very thankful I have this policy for him! I recommend this covered to anyone and everyone who is a pet owner!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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