Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Randy

Having insurance is worth it!

Writing the checks for my cats' insurance coverage is not my favorite activity every year, but this year when Wallace had a little stomach bug I was happy to have the coverage. As we all know, those vet bills add up fast - and I was happy to have this coverage to defray the cost of the various tests he had. The little guy is doing great now!
5

out of 5

POSTED: | BY: Sara

The best back to have!

This has been the best thing I have gotten since getting Lily! When I call customer service they are always nice and helpful. And recently when I had to take Lily to the emergency vet the claim process was easy and has definitely helped me out with this already stressful situation! I would highly recommend this to any pet owner and encourage to do so because they are family and Nationwide insurance treats them like so!
5

out of 5

POSTED: | BY: Gus

Very responsive, and if I thought you were perfect, I would have given you a 10! Thank you.

Very responsive service, quick.
5

out of 5

POSTED: | BY: Simone

Nationwide customer service reps are phenomenal!

Great customer service reps, and thorough, fast response to claims.
5

out of 5

POSTED: | BY: Cynthia

The Best

Nationwide Pet Insurance is the best. Claims are reviewed and paid in a timely fashion. I would highly recommend them to anyone that has a pet.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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