Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shelly

Claims and regard

The ease of filing and payment. The regard and concern for my fur baby is sweet.
5

out of 5

POSTED: | BY: Joseph

No Issues

Dealing with Nationwide over the last 2 years has been great. Fax the claim and get reimbursed. Although, the claims process is taking longer than previous submissions and recently got a note that Nationwide has filed for a +50% rate increase.
5

out of 5

POSTED: | BY: Margaret_Richard

Very thankful for all your help!

Have had several pet insurances before; but with Nationwide both HersheyKiss and Padawon have been cared for with our Vet without worrying about the expenses. I know at least 80% or more will be reimbursed.
5

out of 5

POSTED: | BY: Rachel

Overall, very pleased with Nationwide.

Apart from having to send a claim in 3 times to be reimbursed. I am very pleased with Nationwide's coverage and they send you your check in a timely manner.
5

out of 5

POSTED: | BY: Alex

Fabulous and Friendly

We began using Nationwide Pet Insurance when we got our first puppy Irish Wolfhound named Groot! We have been so impressed with Nationwide and their pet insurance and it has saved us quite a bit of financial strain when dealing with health issues. We will continue to utilize their insurance for our current and any new pets and I cannot recommend and thank them enough for working with us!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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