Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Glenn

For the price you need to have expanded coverages

I would pay for an increased monthly premium if you offered more services, such as teeth cleaning and more wellness vet services.
5

out of 5

POSTED: | BY: Irina

Great!

Great service!
5

out of 5

POSTED: | BY: Phil

Quick service

Satisfied with service. premiums could be a little lower.
5

out of 5

POSTED: | BY: Tina

Helps with vet bills - which can add up!

I really appreciate the help with vet bills!
5

out of 5

POSTED: | BY: Francesca

The Cost Of Wellness

I was happy with my insurance coverage for 2018. I would have given a higher rating if it weren't for the fact that the cost of Wellness increased by at least 20% for the 2019 renewal. It made the cost of insurance not worth the benefit of having wellness so I dropped the wellness for my renewal. I also couldn't get a definitive answer on aqua therapy coverage for treatment of my dog's torn cruciate ligament. This was the determining factor of whether I was going to renew my policy. I also come to find out that rules for physical therapies will be changing in January. A veterinarian must be on the premises or treatment will not be covered. I am not confident I will renew my policy for 2020.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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