Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie

Quick and easy form and claim process

My older dog had a sudden stomach bug and had to be hospitalized. After the vet gave the quote I called to double check my coverage since it was my first claim. The response was quick and reassuring. The claim paperwork was seamless and I received my refund in a timely matter. I’m so glad I did my homework picking this plan, it’s exactly what I needed in adopting an older dog. I feel at ease that I have it!
5

out of 5

POSTED: | BY: Mark

Super insurance. Well worth the investment!

Great policy, they do what they say and say what they mean. Would definitely recommend them to anyone with a furry freind!
5

out of 5

POSTED: | BY: deborah

Great insurance

Nationwide has paid all our dogs vets claims in a sufficient time frame in full minus any ded/non-cvd items. I am grateful I purchased insurance from them.
4

out of 5

POSTED: | BY: Paul

Great coverage but needs improvement on claims process

The coverage is a bit pricy when going for the top tier but pretty much everything is covered. The claims process needs improvement though. It's gotten better where before you had to fax information over. Now you can scan and send via email. But there is not ability to submit directly through the website or an app. This would make things so much easier and convenient.
5

out of 5

POSTED: | BY: Kate

There when I needed them.

Nationwide has always been very helpful whenever I've had to call customer service. The reps are nice, the claims are paid in a timely manner, and I've never had cause to raise a fuss about anything. That's something in this day and age.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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