Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael

Thanks for your Help!

It's been a hard year for Artie and me; moving away from our old urban life in California to a less urban, small town life in rural Oregon. Artie made it through raccoon attacks, fox-tails, extreme weather (including a long stretch of fire smoke from all over the west coast) and being with a new, great vet who has set him on the road to good dental hygiene, and we're better than ever. Hoping for a healthier, happy new year for both of us. Thanks for everything.
4

out of 5

POSTED: | BY: Ian

Great Coverage - Long Waits

I'd like to start by saying that the coverage of this plan is great. It is worth it to have piece of mind in case anything comes up. However the claims process takes a very long time. I tried submitting claims both through the Vetline App, and by fax. Both times, Nationwide told me they never received my claim. Meanwhile significant time had already passed. During another event, my wording was a bit off on one claim. I wasn't made aware until 28 days after I submitted the claim. Therefore I had to submit a new claim, and wait another full 30 days to receive payment. I completely understand waiting 30 days to receive payment, but I wish the claim approvals/denials was faster. I'd like to know within 1 week if my claim had been approved, even if that meant waiting another 3 weeks to get paid.
5

out of 5

POSTED: | BY: Beverly

Great

I’m really grateful I got insurance for Zoey. Without it, I would be in serious debt. Thank you for reviewing my claim in a timely manner. My only suggestion would be to update your website and allow for claims to be submitted electronicallly.
5

out of 5

POSTED: | BY: Hannah

Nationwide is great!

Nationwide is quick to process claims and direct deposits the money into my account!
5

out of 5

POSTED: | BY: John

So far so good, nice refund on emergency room visit

Our puppy showed disoriented symptoms and could not stand and stop urinating. We rushed him to the 24/7 pet hospital. The bill came out to roughly $1200 and re were refunded about $850. The refund paid for more than our first year of payments alone. That doesn't include refunds from our regular appointments either.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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