Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,488

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ellen

You all are AWESOME!

I cannot thank you all enough. Every time I inquire about our policy the answers are informative and prompt. I have told my coworkers about my experience and I highly recommend they take advantage of this benefit. Scout is doing very well and is making a great recovery. The staff at Gandy Animal Hospital could not be more professional and caring.
5

out of 5

POSTED: | BY: Michael

Pet Insurance Company that actually does what they say

We were skeptical on pet insurance and decided to move forward. Overall we have been extremely pleased and absolutely recommend. The only item which I wish could be improved is the time it takes to be reimbursed. On average it has been 3-4 weeks. It would be great to see it in 2-3 weeks.
5

out of 5

POSTED: | BY: Christina

Great policy to have

It is just taking so long for the claims to be processed , I appreciate having the insurance but was shocked it took a month
3

out of 5

POSTED: | BY: Randy

You guys are prompt and agents are friendly and helpful.

Great handling of claims. Like your agents a lot.
5

out of 5

POSTED: | BY: Martha

Very Helpful!

Been using this company for a number of years now. Yes, there is a deductible, but once that is met, we get 90% back on covered services. And, you can choose the level of services/coverage you want for your pet. Our kitty had his annual dental visit - and yes, required a tooth extraction (as is common per his breed). We were covered! I added the dental coverage when we adopted him. If you’ve had many pets, you know how expensive quality vet care can be. We really appreciate having Nationwide on our side....pun intended.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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