Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Lori

The WORST pet insurance

The WORST pet insurance! My King Charles Spaniel was in terrible pain with no known cause. My vet suggested taking him to an emergency vet for a work-up to determine what was wrong. The suspicion was a herniated disk in his neck because every time he moved he screamed in pain. It was the hardest thing to watch. An MRI was done along with multiple tests to better understand how to handle his pain and treat him. Of the $6,750+ bill Nationwide paid $165 and claimed the rest of his care for a congenital issue. The majority of the expense was for the MRI to discover what was wrong. Why have insurance if you can't have diagnostic work covered to understand how to treat your animal? It is ridiculous and predatory. Nationwide takes your money and covers very little. They also make it VERY hard to have your case reviewed and reconsidered. I absolutely would NEVER recommend them.
1

out of 5

POSTED: | BY: Lisa Cohn

Massive cancellations leaving their…

Massive cancellations leaving their long term loyal insureds with senior pets with no coverage for their pre-existing conditions. I’ve been paying $214 a month. Our fur babies are our children and you’re treating them like they’re disposable. Absolutely disgusting! I went with you thinking you were a larger well known carrier with good financial backing and you’d be here For the long haul. You just sent cancellation. Nationwide is NOT on your side and is a joke!
1

out of 5

POSTED: | BY: Krystina Parks

This company is going to knowingly kill…

This company is going to knowingly kill tens, if not hundreds, of thousands of animals. Their current policy change will tear families apart and cause people to have to rehome their pet or put them down because they can't afford emergency surgery. Absolutely disgusting.
3

out of 5

POSTED: | BY: Susan Gray

Nationwide Exorbitant Premiums

Their pet policy premiums I have gotten so expensive. I’ve had some almost double year over year.
1

out of 5

POSTED: | BY: Al Mo

Pretend Runny Nose 5 Years Ago Means Asthma is a "Preexisting" Condition

I decided to get pet insurance after experiencing high vet bills when my oldest cat had kidney failure. Since getting this policy, Nationwide has rejected every single one of my claims because a vet 5 years ago added a visit note that my cat's nose was wet. Even when I escalated this issue, noting that my cat had never had asthma attacks before this year, Nationwide rejected my claims. Now, I've spent $286 paying for a policy and $800 paying for vet visits, lung x-rays, and medication. I do not recommend this insurance unless your pet has literally never seen a vet.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review