Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David W.

Great, reliable insurance for your pets.

Maggie has had several claims and Nationwide has come thru on all claims. Recommend getting insurance for your pets.
4

out of 5

POSTED: | BY: Angela Pace

It's comforting knowing that Nationwide pet insurance is with me through the small stuff as well as the big stuff.

My fur babies have only been insured for approximately 9 months and there have been a couple issues with sickness and pain. I am happy to know that the pet insurance will help with a portion of the costs of the vet bills, which is very helpful. The online process is nice and saves time. I wish it were faster with the return of the money into my account. But, doesn't everyone wish that?
5

out of 5

POSTED: | BY: Paula Stellefson

Very Happy!

We adopted Zoey nearly 2 years ago and immediately purchased Nationwide Pet Insurance for her. I was skeptical about pet insurance, but had no idea what her background was or how healthy she might be, so I felt much more at ease having a policy for her. She had a few existing conditions that will never be covered...understandable...but for every other health, allergy or behavior issue that has arisen, Nationwide has paid out as promised. Their service pays out exactly as advertised and has allowed us to give her the best care available. We are grateful that it has helped us turn an abandoned, frightened dog into a beautiful, happy family member!
5

out of 5

POSTED: | BY: TRACEY HANDLEY

Nationwide is a great company to deal with for pet insurance.

I love dealing with Nationwide and am so glad I have their pet insurance. As much as I have to spend going to the vet with my dog, it is so nice to be reimbursed for most of the cost. I have never had to even call Nationwide with any issues, and I always receive the check in the mail in a timely fashion. Thank you Nationwide for insuring My Ella!!
5

out of 5

POSTED: | BY: Zach

So far, definitely worth it.

Your first year Wellness benefit get used up quickly with a puppy, but it still helps. After the $250 annual deductible, pretty much all that I had was paid for. So far it has paid for itself with minor illness’s, hopefully I never need to use it for something major. I have a bullmastiff that had some gas and skin problems the cost $650 and $330 respectively. I highly recommend using the Vitusvet app, it makes it VERY easy. My only recommendation is that the claim gets processed faster than 3 weeks. For a large claim, it would be nice to have that money back in my pocket ASAP.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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