Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marlies Hunter

Easy to file claims and love the vet call line.

I love this insurance as it is easy to file claims. I leave copies of the claim forms with my vet and they fax it in after I fill it out and sign it. I recently used the vet assistance 24 hour line and it saved me from taking my dog to a dog hospital and gave me piece of mind until I could talk to out vet the next morning and they said just to continue treatment for two additional days.
5

out of 5

POSTED: | BY: Lina Mueller

very attentive to claims

always sympathetic and quick and responsive
5

out of 5

POSTED: | BY: Ellen Shedlarz

This last claim took three times before you accepted.

Overall, I think you are doing great.
5

out of 5

POSTED: | BY: Irina

Insurance review as requested

Initial payment process was somewhat challenging but now since everything is established , getting reimbursement is very convenient. Although our rate went up probably because we actually use the insurance.
5

out of 5

POSTED: | BY: Michelle Dobson

Best Insurance Ever

We love Nationwide insurance for our dog. It is worth every penny and gives us the peace of mind when she gets sick/injured that we don't have to worry about getting her the care she needs do to cost as we are starting up our own business. The website is very easy to use and claims are easy to submit. We have had a wonderful experience with Nationwide Pet Insurance and recommend it to anyone who has a pet!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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