5
out of 5
POSTED: | BY: Travis
Fast great service
Great service, top notch care for my dog. A+
4.8
out of 5
Number of reviews 24,771
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Jen
Took almost 4 months to be reimbursed
Purchased this insurance through my employer, and it includes wellness. Had no problem getting quickly reimbursed for puppy visits in the beginning. When my puppy was 4 months old, our vet suggested that she have a preventative surgery on her hips. We contacted Nationwide prior to the surgery to ensure that this is something that would be covered. They took a day to research the procedure, cautioned us that they don't to pre-approvals but because its preventative and will be performed by a licensed vet, that they could see no issues with reimbursement. We submitted a claim for the surgery in June and did not receive payment until OCTOBER. Yes, that's a 4 month span. 30 days after submitting the claim, they responded that medical records were needed in order to determine if the expense is reimbursable, which we promptly provided. 60 days after submitting the claim, they responded that they needed more time to review her records (remember, she's a puppy and had only a few visits prior to this surgery! what is there to review?!) I proceeded to contact the customer service line multiple times AND the agent which sold me the policy and nobody could give me any timeframe on when a determination would be made and when I could expect to be reimbursed. They're just apparently "really busy" and can't process claims for 4 months, so you're probably better off getting insurance through another provider who can actually take 5 minutes to review a puppy's medical records. These people are a complete joke. Nationwide, you're welcome for the interest-free 4 month loan of thousands of my dollars.
4
out of 5
POSTED: | BY: Terry
Slow response time
Price is good
5
out of 5
POSTED: | BY: Nicole
Awesome!
I love love love Nationwide! All my claims are processed timely and I've never had an issue with a claim not being paid. My pets are now considered 'senior' due to their age and of course that comes with additional medical issues but Nationwide has been there to help cover the cost of procedures/vet visits and medicines.
Huge relief to be able to make sure my babies get the best possible care without having to 'nickel and dime' what medicines/treatments they can receive. I have recommended several friends and coworkers and they are forever grateful.
5
out of 5
POSTED: | BY: Winnie
With Nationwide, I am able to provide the best care possible on my budget.
Thank you.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.