Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: edie elliott

easy submission of claims

I am please with the submission of claims and receiving payments. However, both of the coverages are getting too expensiv for me to carry on my own. I asked if i could speak to someone about approximately how much it would cost to have just major medical; i was advised 1. that i had to wait until later in the year closer to the re-enrollment of my dog 2.they could not give me how much it would cost, because by the time my coverage renews, the cost may be different. 3.I was told i would need a new policy. so, my response is I have had this policy since Stryker was a puppy; a NEW POLICY??? REALLY??? I have paid every month for coverage with NO LAPSES. i should NOT need a NEW POLICY, simply a change to the existing policy. 2. I should have been able to at least discuss my OPTIONS with someone in that department, even if i could NOT change it yet. I truly did feel as though i was given the "run-around" and do not particularly care for that; as i have been a good "customer". Other than that, i have no qualms about any claim submission or reimbursement I have received.
5

out of 5

POSTED: | BY: Maureen

So happy we could get the treatment our dog needed without worrying about the cost!

Our very active dog tore a ligament and damaged his knee. He is only 3 years old and if he didn't have surgery he likely would have early onset arthritis, pain and not be able to enjoy running and playing. Thanks to having insurance, we were able to get his leg repaired. An extra nice touch was getting a "get well" e-mail checking on our dog. Thank you Nationwide!
4

out of 5

POSTED: | BY: Alicia

Nationwide Provides Impressive Coverage

I am so happy I took the time to enroll my dog in pet insurance. I am truly impressed by the coverage Nationwide supplies its clients with. I am confident I will always be able to afford the care my dog needs now and in the future.
5

out of 5

POSTED: | BY: Beverly Stiffler

VPI rocks!

I have such peace of mind having VPI in place for my puppy, Jellybean. Although it doesn’t cover everything, it covers a lot! I love the new online services, from submitting a claim to receiving electronic payment. Thank you for all you do to ensure my puppy is happy and healthy!
5

out of 5

POSTED: | BY: Nancy Jones

We are so happy with National Pet Insurance

We are very pleased with the support and coverage we receive from National Pet Insurace. They are prompt with processing our claims and are always there if I have any questions. The insurance we carry with them has saved us a lot of money over the past several years. I would highly recommend them to all of my family and friends

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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