Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wendy E.

Thank you for helping to insure that my Holly (Dolly) remains well.

You have been so prompt & courteous with claims for my Holly; thank you all. I wish each & everyone of you the very best!
5

out of 5

POSTED: | BY: Daniel Van

Nationwide is an honest insurer who quickly pays valid claims against their policies.

Originally, I didn't want to get pet insurance on our two-month-old puppy, but my daughter and my wife convinced me to do so. Now I am glad I did, because the insurance covered a lot of the problems we have faced with our dog. We had two rescue dogs (mostly German shepherds) when "Lola" came into our life. When she entered the front door, she immediately became the Alpha dog. Her chewing has almost stopped. She's left behind a lot of chair rungs half-eaten, numerous dog toys chewed to bits, stuffing out of dog beds, and, yes, even wood chips. She is the fastest dog we've ever had and can run rings around our other two dogs. And, of course, whenever any food drops to the floor, she the first on the scene. She loves to stand five-feet tall on her two hind legs and kiss you. My wife, Cecelia, welcomes her into her bed at night and Lola frequently falls asleep on her shoulder and neck. Despite her many faults, she's a constant source of surprise and happiness to us and we love her dearly.
5

out of 5

POSTED: | BY: Susan Kaweski

Jake’s eye infection

Quick turnover for reimbursement
5

out of 5

POSTED: | BY: Yale Schiffman

Excellent Customer Service

I've been with Nationwide for several years. The claims for Ginnie have been processed quickly and efficiently. Whenever I've had questions the customer service agents have been able to answer my questions and provide good advice on how to process the claim. We recently upgraded Ginnie's coverage. Cost of additional benefits was clearly explained. Glad I upgraded it was worth the extra cost.
4

out of 5

POSTED: | BY: Matt

Faster processing times.

I love the insurance coverage for my dog, but I feel like reimbursement times need to be faster as I have to pay out of pocket up front on top of my premium and if the bill were over $500 and I had to wait 3 weeks for payment, I would go hungry for that time period.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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