Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephen

No questions asked

Nationwide pet insurance is the best insurance out there! Very helpful, polite, and knowledgeable customer service. Hopefully NJ will not raise the raits on petinsure because if they do I will not be able to afford Nationwide's 51% increase.
5

out of 5

POSTED: | BY: Martha

Great to have when you really need it.

I love having this insurance. My dog is like family and I feel she needs the same attention when she’s sick or hurting. So I know that if an emergency arises, she’s covered even if the budgets tight.
5

out of 5

POSTED: | BY: Charlene

Excellent

Super easy claim processing. Have had no problems in receiving payments for claims submitted.
5

out of 5

POSTED: | BY: Charisse

Fast, easy claim submissions and fast payments

Great service. Only wish is that they paid for quarterly Bravecto.
5

out of 5

POSTED: | BY: Julie

I’m happy with the service.

My experience has been great, very fair and I will continue to keep the insurance. I would recommend giving it a try. The deductible is reasonable as well as the reimbursement rate. I have saved money in the long-term.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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