5
out of 5
POSTED: | BY: Perry
Claim Process is Long and Challenging
I rescued our dog back in February and purchased major medical pet insurance at the recommendation of friends. Very thankful we did, as our rescue has had quite a few challenges. I have 8 claims in, totaling approx $5k, going back to March. Only 3 of the claims have been "closed", with the largest of them being mostly denied due to how they categorized it (in direct contradiction of the vet). To even get these 3 reviewed, I have had to call 7-10 times and many of those times was told I needed to provide additional information - all sent to different email addresses - none of which was asked of me until I called to ask on the status. I did receive those same requests via mail 7-10 days after I called. And, of course, these all delay the review process. That said, the representatives are very friendly, the process is continuing to move forward and, at the end of the day it's an insurance company so the "hoops" are sadly not a surprise. Depending on the outcome of the remaining claims, will determine if I will keep Nationwide as our Pet Insurance provider and/or recommend to others.