Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Cristal Navarrete

Simple as Can Be

The whole process of submitting the claim, getting confirmation, and receiving payment is very easy and fast. This year, the amount that has been paid out for my claims has pretty much covered most of my annual premium.
5

out of 5

POSTED: | BY: Nancy Miller

Impressed and Grateful

Thank you so much for checking on Lucky's health.....which has dramatically improved. I also appreciate the help with the cost of the visits this summer. I recommend you to ALL my friends as well as anyone I'm talking to and the cost of pet maintenance comes up. I started with VIP and was worried when it changed. However, I have been equally happy with Nationwide. Again thank you for the financial help as well as actually caring about the health of Lucky.
5

out of 5

POSTED: | BY: Ignacio

Awesome insurance

Is my first time having a pet insurance and I definitely love it. Good price and great cover.
5

out of 5

POSTED: | BY: Lori

Excellence

No fuss and easiest claim process. The entire process takes less than 5 minutes and was paid quickly!
4

out of 5

POSTED: | BY: Heather Baker

Great customer service, slow turn around time

The customer service with Nationwide was fabulous, however the turn around time for receiving our refund was a bit longer than I would have preferred.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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