4
out of 5
POSTED: | BY: David W
Claims and costs
Premiums are getting high and increasing significantly every year. Claims take too long to process.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Imelda Pierce
You are the best
I feel that I have made the right choice of insurance for my cat (Maya) I do not worry like before I insured her now. I know that if she gets sick she is covered and she can be taken care of medically.
5
out of 5
POSTED: | BY: Matt Stokes
Really happy with the coverage and the speed of reimbursement
I'll make this short, the insurance is exactly what I expected and was paying for. They cover the things they're supposed to (just about everything) and don't cover the things I wouldn't expect them to (like nail clipping), and they reimburse me in a timely fashion and I don't have to fight over the bill or what services the dog received from the vet. I highly recommend Nationwide pet insurance.
5
out of 5
POSTED: | BY: Vanina Tsou
Great health coverage
We are lucky that our insurance covered Rex's dental extractions as those can be costly. Very easy to understand the claims and like that I receive a notification via email.
5
out of 5
POSTED: | BY: Margaret Patera
Quick and easy
Our fur baby, Cheeks, got very sick and was facing a lifetime of going back to the vet to fix the same problem, or he could have the surgery that would prevent further visits and give him a more comfortable life. Having pet insurance made the decision an easy one, we were able to get him the surgery and feeling better. The process of filing claims was much easier than I thought it would be and we were reimbursed within the month. Thank you Nationwide!
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.