Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan

i sleep better knowing I have help with the cost of keeping my fur-babies healthy!

I have four Great Danes and anyone with large animals and/or multiple pets knows it is not cheap to keep them healthy. Recently one of my dogs broke a toe and we had to decide which course of treatment would be the best...splint or amputation. I called Nation Wide to find out what coverage I had, and while the Service Rep. could not offer a pre-authorization, she was able to go over my options with me, and let me know how much each service was allowed. This helped me to decide the best treatment to get my boy back on his feet. And submitting a claim is so easy. I can do it through an email and usually within 14-30 days the money is sent right to my bank account. I have been with Nation Wide for 10 years, since they were VPI, and I sleep better at night knowing that when things do happen...and they will...I can chose an option that is not just because it is the cheapest, but because it is the best choice for me and my fur-babies.
5

out of 5

POSTED: | BY: Christina

Easy payments

Filing invoices, and receiving payment is easy. I gave them an 8 because follow up questions can be difficult sometimes.
5

out of 5

POSTED: | BY: Pam

Excellent job!

I am so thankful I signed up for pet insurance through Nationwide! You have excellent service, paying of claims, and a lot of value for the cost. I have already recommended you to many pet owners. Thank you!
5

out of 5

POSTED: | BY: laura

fantastic!

I am more than happy to write a review for Nationwide as they are bar none the best pet insurance in existence... no hassle, quick refunds and superior customer service... will never use anything else.. comprehensive, reasonable coverage.
5

out of 5

POSTED: | BY: Tobie

Stress Relievers

Best insurance for our pet by far. Thank you for always giving great customer service and saving us so much money. You’ve taken a huge relief off of our shoulders knowing we can give Poncho the best care.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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