Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katy Kerns

Excellent Coverage/Ease of Claim Submissions

So far, excellent coverage on well visits and preventative care as well as unexpected issues that come up. Well worth it to have insurance coverage for your pets, absolutely. Also, it’s very easy to submit claims and receive reimbursement directly to your bank account (especially if you use the VitusVet app).
4

out of 5

POSTED: | BY: Amy Scognamillo

waited too long for a claim to go through

We have received money back for almost every claim we have submitted. One was denied (round worm) because she contracted it before she was covered. We did have to wait almost 2 months for quite a few claims to go through because her leg fracture had to be looked into further by Nationwide. So, that held up all of the other claims we put in. But, we did receive out money for the fracture and everything else that we had submitted.
5

out of 5

POSTED: | BY: Cathy Kapfhamer

Nationwide has helped a lot with the recent financial burden of Murphy’s cancer diagnosis.

Nationwide has helped a lot with the recent financial burden of Murphy’s cancer diagnosis.
5

out of 5

POSTED: | BY: NANCY EZRA

Great job!

I've been satisfied with being compensated for vet visits, but it's a lengthy process.
5

out of 5

POSTED: | BY: Kristin

Great coverage, great, fast reimbursement

The wellness aspect of this policy is what I like best. It covers all preventative things we do to keep our love healthy.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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