Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,521

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gene

Great Service From Nationwide

I've had great experience with Nationwide.
5

out of 5

POSTED: | BY: Lou

Very satisfied.

Very satisfied w/cost & service. Professional & prompt.
4

out of 5

POSTED: | BY: Sarah

Customer Service is Great, Still Has Downfalls of Insurance Companies.

I am glad I have nationwide Insurance, the coverage is a good value, I believe. The peace of mind is also wonderful and my experience with their customer service is always good . That being said, it is still an insurance company and has the same woes as all others. They do their best to cover as little as possible without reaching out when they need more information. This has made claims difficult for me in the past. They also take FOREVER to process, a month is pretty average. Which sucks if it's a big claim that I have a credit card bill due for. I still would not change companies as I have not found one I think better for the money.
5

out of 5

POSTED: | BY: MELODY

Fast, prompt, fair claim processing always.

So glad we took out pet insurance. It has helped numerous times with both our pets. I tell all pet owners I know about Nationwide Pet Insuarance.
4

out of 5

POSTED: | BY: Heather

Please review claims before sending an email asking if my dog is feeling better.

I have loved everything about Nationwide pet insurance except for the email I received today. Today I received an email asking how Sadie was doing and if she’s feeling better. I have a claim in now for euthanasia for Sadie. While I know there was no ill intent meant, it hurt to see an email asking if Sadie was feeling better.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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