Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dub Satterfield

Every serious pet owner should be a Nationwide customer

Excellent service at a great price. Great deductible and a wellness policy that makes sense. In my opinion this policy is mandatory for responsible pet owners.
5

out of 5

POSTED: | BY: Stuart Ditsky

proprieatary

Although I do not always agree with the amounts I receive, Nationwide always explains the whys and how as to the amounts and it usually matches to the contract I have agreed to. The mailings they send always show a large concern for my dog which is of major importance to me. The reimbursement checks over the years have come timely (with a few exceptions). I recommend Nationwide to all with pets.
3

out of 5

POSTED: | BY: stacie

Long Wait

The claim process submission should be easier than having to print and scan paper. Even being able to save a pdf of the form would be helpful rather than having to print it, sign, scan it back in to email. Thankfully, there is an auto response to let me know if was received. Then, there is a wait. I've only had 3-4 claims and each has taken a month or more to process. Then, it seems that time was used to have me repeatedly send records so that "something" could be found. After "things" were found, these became pre-existing conditions. Here, it would be helpful to have some warning- I would have been happy to explain each "thing" that was found. But on your terms, the vet must write a report. She did. Now, waiting and waiting to hear back. No information on the web site except the word: Processing.
5

out of 5

POSTED: | BY: SUSAN CRAMER

Good

Wish they would pay for presentation dog and cat food. Also would like to see it easier to file claim on the internet. Had to go back to paper and mail as was to complicated.
5

out of 5

POSTED: | BY: Amy

Best Thing I’ve Ever Done For My Dog!

My dog, Sam, has had health issues as a puppy and after the first ACL surgery in August 2017 at the age of 4, our vet recommended pet insurance for him. After doing some research and pricing comparisons, we decided to go with Nationwide. Best thing I’ve done for him! I’m not hesitant to take him to the vet (Sam would tell you otherwise!) knowing I have Nationwide in my corner.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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