2
out of 5
POSTED: | BY: adam
Vague reimbursement policy and incredibly slow
it is hard to believe that it takes 4 weeks to process a claim that I submit every month for prescription food
4.8
out of 5
Number of reviews 25,521
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: CATHERINE
I AM VERY DISAPPOINTED
Casper got a bacterial lung infection due probably to red tide. They had to do lab cultures etc. and the whole bill came to about $600.00. They are denying the claim saying it's due to allergies although I and the vet have submitted lab reports stating otherwise. This has been going on since July and they are still telling me it's under review.
4
out of 5
POSTED: | BY: Roz
Reimbursements are very timely.
For the most part, I am very happy with my policy; however, as a dog gets older ( and the premium gets higher), it would be nice if the allowable amounts would be raised to cover a larger portion of my out-of-pocket amounts (maybe a senior discount-could be applied). Also, one would think that for the middle coverage, that there would be an allowance for at least 1 yearly physical . I know you have a higher coverage policy, but I am on a fixed income, and to pay almost $1,000 a year for the extra coverage is a hardship. Just my opinion.
5
out of 5
POSTED: | BY: Esen
Nationwide has helped us out significantly with Lola's recent vet visits!
Our Lola is a 16 month old Bernedoodle, we love her so much and want the very best for her so we are so happy to have Nationwide. Lola has a very sensitive stomach and ever since she was a puppy she's experienced diarrhea and vomiting throughout her puppyhood. We get very concerned because she becomes very dehydrated and lethargic. She also had Giarrdia at one point and that is very difficult to get rid of completely. All that said, we are at the vet A LOT! it's very comforting to know that we can continue to get her checked out and have some of the cost covered by Nationwide. My only complaint is that Lola has exceeded one of the claim categories, which was under the vomiting. This was unfair to me because the vets couldn't figure out what was wrong with her so we had to return to the vet and get more testing done. Chronic vomiting is a serious and dangerous condition, and we were very concerned for Lola and the vets couldn't give us answers either. It would be great if there was more Nationwide support for diagnostic testing claims.
5
out of 5
POSTED: | BY: David
Both our dogs get the care they deserve because of Nationwide. We are eternally grateful to you for the opportunities to wh.
Customer service, efficiency in claims processing, fairness in reimbursement and transparency in coverage are hallmarks of your program. Thank you for your contribution to our dogs’ care, wellness and happiness.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.