Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amanda

Great

Nationwide is great! The only thing I’ve found is that when submitting a claim you have to be very careful and make sure you have an invoice that shows your name, your pets name, the date, pretty much a lot of info. If you take a picture and it cuts off that info they will take a month to process the claim and just tell you it illegible without much reason as to why it was denied. But once you resubmit they process it very quickly with minimal questions!
5

out of 5

POSTED: | BY: Marci

You have great in paying parts of her treatment!

I’m very satisfied with the payments I have received.
5

out of 5

POSTED: | BY: Jo

Excelent service

Very good ins. Never had a problem with claims in 6 years. People very nice helpfull they make you feel like it's only you they look after. Very professional.
5

out of 5

POSTED: | BY: Maria

1st time had insurance on my pet, had several dogs in past and medical bills always cost along with RX's - so far this is great.

I would definitely advise anyone who has animals with dog or cat to purchase this insurance. As your animal gets older it seems that they get illness just like humans. One of my dogs were diabetic had to give her insulin daily. Another dog had asthma, had medications for that. Of course they were past the age of 5 years but it was always something. So our new dog is a puppy of 5 months she seems to start getting ear infections. So we received ear drops for her already. LOL This insurance is great so far.
4

out of 5

POSTED: | BY: Bobbi

Immense Help

Our poor girl has been through the ringer in just 6 short months. She has had to have 2 emergency spinal disc surgeries and Nationwide has been immensely helpful with regard to being fair with her coverage. They covered in full her CT scans and up to our limit after that. Every time I have spoken to a customer service rep, they are kind and helpful. I like that you have the option for direct deposit too once your claim has been paid! Expedites the process a bit, as it's a pretty slow one to begin with. Would most certainly recommend this company for your pets needs.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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