Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Great Service easy to navigate

I've used this insurance for the past 1.5 years and they have been wonderful. It has been such a relief to be able to take my dog to the vet when sick and not worried about the cost. Great value/coverage for the cost of the insurance.
5

out of 5

POSTED: | BY: FRANK

Very satisfied

10 points
5

out of 5

POSTED: | BY: Elizabeth

jGreat Helper

This insurance has been a great help for Sophie's medical problems. Of course I would like more coverage as far as payment but I am not complaining. I appreciate my insurance and tell everyone about it. thanks Again!
5

out of 5

POSTED: | BY: Jana

No complaints!

I’m very happy with my nationwide coverage. In the last 2 years they’ve covered every claim I sent in.
5

out of 5

POSTED: | BY: Amanda

Great

Nationwide is great! The only thing I’ve found is that when submitting a claim you have to be very careful and make sure you have an invoice that shows your name, your pets name, the date, pretty much a lot of info. If you take a picture and it cuts off that info they will take a month to process the claim and just tell you it illegible without much reason as to why it was denied. But once you resubmit they process it very quickly with minimal questions!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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