Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Jamie

Easy claim submission, but premiums are too high!

I really like everything about the insurance and how it works, and claim submissions are really easy. The only issue is that the premiums are so high it doesn't make having the insurance worth it. I don't plan on continuing after the first year.
5

out of 5

POSTED: | BY: mike crowley

Pet insurance does help out

Rocky continues to receive ongoing medications and treatments for his kidney failure issue. we appreciate all you have done for us.
5

out of 5

POSTED: | BY: Lauressa Thomas

Nationwide makes having pet insurance affordable and very convenient.

I used to have pet insurance through a different provider and a separate wellness plan through my vet and was paying way more for less coverage and a higher deductible. Nationwide is affordable and makes submitting claims extremely easy.
5

out of 5

POSTED: | BY: Kathleen H

Very pleased with insurance contract for my dog.

Submitting claims has been easy. I like the new process of direct deposit of my checks. Save a tree!
5

out of 5

POSTED: | BY: Constance Snowden

Extremely quick payment. Love it!

I have been wanting to switch my pet insurance for several years but just hated to make a change. Now I'm glad I did. It was easy to sign up and my premiums are cheaper and payroll deducted. Used the insurance on the very first day it became effective with no problem. Insurance sent my check very quickly! So far it's been much better than my old pet insurance company!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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