Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Suzanne

Fantastic customer service and experience

Nationwide has been a great support for us with our dog. We have encountered some unexpected expenses with her and having the insurance has meant a lot to us. Auto-pay on the premiums make it easy to do, claims are easy to submit and payments are made promptly with no questions asked. Great service and great peace of mind for pet owners. We highly recommend!
5

out of 5

POSTED: | BY: Richard

Excellent and Quick Response from Nationwide Pet Insurance

We have invested in Nationwide Pet Insurance for our rescue Maltese/Dachshund for 18-months. Once the deductible is covered, the response from Nationwide has been impressive. Our veterinarian files a claim for us, Nationwide notifies us of receipt of the claim and then let's us know the payment details. The checks arrive quite soon after treatment. We are grateful and impressed.
5

out of 5

POSTED: | BY: Richard

Excellent and Quick Response from Nationwide Pet Insurance

We have invested in Nationwide Pet Insurance for our rescue Maltese/Dachshund for 18-months. Once the deductible is covered, the response from Nationwide has been impressive. Our veterinarian files a claim for us, Nationwide notifies us of receipt of the claim and then let's us know the payment details. The checks arrive quite soon after treatment. We are grateful and impressed.
5

out of 5

POSTED: | BY: Heidi

Easy to file a claim

The claim process is straightforward. The explanation of what is covered is simple. When a charge is not reimbursed, the reason why is stated clearly.
5

out of 5

POSTED: | BY: Melanie

Having insurance has saved our dogs life!

Without this insurance I don't thing our baby would be alive today. She has has to have major surgery requiring a neurosurgeon, MRI, and follow up visits, as well as extensive dental surgery as well. All things we would not be able to afford if it weren't for this insurance. We appreciate you for for helping our baby Gürl lead a happy healthy life.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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