Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Wendi Spraker

Excellent and affordable couldn’t be slightly easier to follow up

Nationwide as been affordable, fair and quick to pay. The app used to submit claims is simple and easy. I’ve found it difficult to find out how to reach someone with questions and to dispute a claim. All in all very happy
5

out of 5

POSTED: | BY: Hailey

Good in theory

In theory the Major Medical plan would be good. But in reality they look for any loose association of conditions to preexisting ones and stretch it so they don’t pay the claim. Just be sure to get insurance from day 1 to avoid any preexisting conditions
5

out of 5

POSTED: | BY: Terri

glad i have pet insurance

I think pet insurance is a great thing. Nationwide does a good job. I question the amount reimbursed for allergy drug and how much I am reimbursed a year. I tried to cut back on the amount given to her (every other day vs every day) to try and reduce the cost, and she just ended up back at the vet, costing even more money. I wish they would look at case by case basis on what is needed more specifically for certain circumnutates. Thanks!
5

out of 5

POSTED: | BY: Vicki

Thankyou for being there.

You are the only insurance company who hasn't tried to mess with me. Your paperwork is simple and straightforward. You're caring, courteous and efficient. Thanks again.
5

out of 5

POSTED: | BY: Susan K

Good

Like the coverage, it has been very helpful since at times my dog has issues with ears and allergies. Making the monthly premiums does help when you get portions of what you spend bake at some time later to reimburse what you have spent. It seems like at times it takes a long while to get information back after sending in receipts to know what amount will be covered.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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