Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shannon Knapp

Have had coverage on all 3 of our pets for 3 years now and could not be happier with our coverage!!

Have had absolutely no problems with our coverage or claims over the past 3 years. We have one pet with severe allergies and one with athritis and Nationwide has been with us all the way in caring for them! Never had any problems with claims or coverage.
5

out of 5

POSTED: | BY: Wayne Pecchia

Nationwide is definitely on your side

I've had Nationwide pet insurance for several months and they have been great. I took my new pup in to get spayed and vaccinated, turned in my paperwork. In less than 2 weeks I was reimbursed for the limit on my insurance with no questions asked. I wish I had this coverage with past pets, it would have been much easier taking care of their medical needs. Thanks Nationwide!
5

out of 5

POSTED: | BY: Laura Gettleman

A Lifesaver!

Nationwide is the best! The claims process is simple and the coverage is great. Very affordable! Claims are online and deposited directly into your bank account. I highly recommend Nationwide!
4

out of 5

POSTED: | BY: meredith rose

worth having

my previous experience was that pet insurance would find any excuse to deny a claim. nationwide has been really good about paying claims and good customer service.
5

out of 5

POSTED: | BY: Teresa O'Brien

Good job

Nationwide was prompt in letting me know the status of our claim. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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