Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Robert Allan

Excellent

We are extremely please with the service and response with all interaction regarding Brew's health and insurance needs working with Nationwide.
5

out of 5

POSTED: | BY: Kathleen

Thankful to have Nationwide

Nationwide continues to not disappoint. it's such a relief to have them as a resource when my cat is sick. This is the first year my cat has had any medical issues outside of wellness checks and vaccines and nationwide has processed all my claims quickly and efficiently. Each claim takes about 10 days to 2 weeks from start to finish and has been a completely hassle free experience. Dental procedures are extremely expensive and it was a life saver to have this coverage to help with the cost.
5

out of 5

POSTED: | BY: Rosemary McAteer

Surprised you don't help out with spaying animals

I have to say , I love your company. You have saved the life of my older dog Eva twice by helping us give her the treatment she needed when she had a stroke over 2 1/2 yrs ago. We were going to put her down but with your help, she was able to get the treatment she needed and made a full recovery. Now she has cancer and again you helped us to remove tumors . She is hanging in there and having good quality of life for now. We have a new addition Bailey and we got the wellness and major med coverage for her and you have been good. We just had her fixed and was surprised you don't do anything for that. Especially when it's known to prevent certain cancers and illnesses if you don't. Just wanted to tell you that. But will always be grateful for the love and support of your company. The best people work for you always pleasant and caring. Rosemary
1

out of 5

POSTED: | BY: Lisa Thomas

Rates increase without ever really getting decent coverage

VERY disappointed... have paying for the insurance for 2 years. Rates increased both times and have received yet another significant increase (I'm guessing because my dogs turned 8 years old). Have never put in a claim for anything other than their well-visits and flea/tick and heartworm medicine. The one time I need to bring my dog in because he was sick, every claim was denied. Apparently I never met the deductible -- my question is if that's true, why do you keep raising my rates???!? Obviously my dogs are healthy.
5

out of 5

POSTED: | BY: Akemi

I highly recommend Nationwide Pet Insurance!

We’ve had the policy with Nationwide since our dog was a puppy. It has saved us many times over every time she has to go to a vet which has been more often than we had anticipated. A quick turn around time and a great customer service!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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