Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,521

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dennis

For the most part good company

I believe that the turn around time should be a lot sooner than 30 days. Not a lot of people have the money to have their pets seen and pay up front and then have to wait sometimes over 30 days to get reimbursed
4

out of 5

POSTED: | BY: John

Slow Processing

It takes over a month to get a bill processed. With today's technology I am not sure why it takes that long
5

out of 5

POSTED: | BY: Peter

Thank you for carring!

Nationwide has a comprehensive program. When I called to discuss Harry's accident, they were concerned and compassionate and provide helpful instructions for submitting my claim to underwriting.
5

out of 5

POSTED: | BY: Sally

So Thankful to have Insurance!

When we decided to get a second Great Dane, I knew we had to have insurance. Unfortunately after only having insurance for three months, my new puppy developed a mass and needed surgery. Nationwide has been so great and fast with the reimbursements. I am so thankful we got insurance, it was the best decision ever!
5

out of 5

POSTED: | BY: David

Efficient

We have been very happy with Nationwide. It may take several weeks for a claim to be processed but have never had any issues submitting them and getting reimbursed. The direct deposit process is very easy. Thank you for all you do for our two pups.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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