Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Greg

I love this coverage.

So nice to know it is here when we need it. Our new puppy has needed frequent visits for shots and checkups and you all are fast at turning around claims. Thank you!
5

out of 5

POSTED: | BY: Patti

I recommend Nationwide Pet Insurance to all my friends

It has been a difficult health year for my dog, but Nationwide has been there for me and made possibly difficult decisions easier.
5

out of 5

POSTED: | BY: Sandie

Awesome

Fast and easy process. Great to work with. Cares about your pet
5

out of 5

POSTED: | BY: stephanie

Phone call I had

Your service is great and usually the phone people are too. The most recent call earlier this week was however not good. When I brought how good the reimbursement timing was very slow with my new vet (I moved this year from Bay Area to LA) and that the Vet is just not on top of it. Your employee jumped on it defending the VET and wouldn't let it, the more I tried to qualify the difference in Vet admin services with my previous equally- busy and long-time well known VET in a very upscale, demanding upscale town, the more she insisted on digging her heels in making excuses for the new Vet (that didn't really need any defending frankly), forgetting that I am the client and it's no her job to defend a vet that she doesn't know and where it's none of her business anyway. The whole exchange was very off-putting and strange...... and put a bad taste in my mouth around you guys ---- but I know you guys are great and have always been great for and to me and my pet, as well as with both my adult children and their many pets. This employee needs some coaching....
5

out of 5

POSTED: | BY: Sue

Improvement needed

Although I am very satisfied with your company, I do think it’s a crime that if you need additional information, none of your employees do it while reviewing a claim. All the information is ther to make a quick phone call. Instead the claim is denied for additional information needed bc it was missing and the consumer now waits another month to be reimbursed! Very frustrating and unnecessary.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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