Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debby

Taking care of Ellis.

Recently Ellis became very lethargic and after a visit to the vet it was determined he had a UTI. He is now recovered and doing well. I submitted the claim to Nationwide for review. The claim was paid in good time and electronically deposited to my account.
5

out of 5

POSTED: | BY: Megan

Worth It

I got a purebred Spaniel last year and she was the runt of the litter. The breeder wasn’t sure that she was going to make it and almost gave up on her. I took the pup in and love her to death even though she does have a lot of health problems. I couldn’t do it without the assistance of Nationwide!
5

out of 5

POSTED: | BY: Leona Han

Speedy claim process, clear communication

From my dog's consult and surgery to receiving the first communication on the status of our claim, working with Nationwide was fairly seamless. Definitely was good to have clearly stated EOBs and communication during a particularly stressful time.
5

out of 5

POSTED: | BY: Mary Pullara

Glad I have insurance

My dog, Hershey, needed emergent care for a serious condition. The treatment was very expensive. I would have paid for it anyway, but to have pet insurance through Nationwide has been a relief in this difficult time.
5

out of 5

POSTED: | BY: Dean Kouzes

Great insurance company!

Great service and coverage!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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