Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: ILYA LYUBIMSKIY

Pretty Happy

The company has been pretty responsive and helpful with most claims. The main issue is it takes way too long to receive reimbursement for a claim. It should not take nearly 3 weeks although it often does. I have tried to speed up the process by emailing claims, but the processing period is very long.
4

out of 5

POSTED: | BY: Andy Roberts

This insurance works as I think it should every time.

Happy with my insurance. Wish a little more information would be provided as to why some things weren’t covered but all in all I’m very happy.
5

out of 5

POSTED: | BY: George Harland

We are very pleased with Nationwide

Pet help and claim handling is excellent. Thank you
5

out of 5

POSTED: | BY: Deborah DePalermo

Bella's Lumpectomy

The underwriting was very quick and responsive. I received the exact monetary coverage I was expecting.
5

out of 5

POSTED: | BY: Aimee Ehrlich

Gives great peace of mind

It’s really wonderful knowing that in an emergency I don’t have to have that additional stress of finances when my dog needs care. Quick professional service. Would love to see All ages and breeds elligable for spay/neuter though. Would help greatly.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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