Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brianne

Fast, Easy Claim Process

Nationwide has been an absolute LIFE SAVER when our Bernese Mountain Dog puppy unexpectedly swallowed a sock and ended up needing emergency surgery. Nationwide reimbursed us over $4,000. The claim process was fast and easy, and the money was direct deposited into our checking account within 30 days. We have had an amazing experience with Nationwide and would recommend them to anyone! You never know when something can go very wrong, and it's nice to know we're protected financially if and when that happens.
5

out of 5

POSTED: | BY: Heidi E

Nationwide is on MY side!

Thank you for relieving the pressures of vet bills along with the scare of a sick pup. I feel I can easily get the help i need without the worry of vet bills being protected with this insurance.
5

out of 5

POSTED: | BY: Helmut Koch

Prompt Claim Processing

The people at Nationwide Pet Insurance seem to be very caring. They have always processed my claims promptly.
5

out of 5

POSTED: | BY: eric claycomb

Really great service!

Super great service, I have not had any problems receiving a payment. I just wish it was easier to file a claim and I wish it was easier to get the money sent to me. Other than that A+ service.
2

out of 5

POSTED: | BY: Sosy Bavoukian

Bad service

You did not help with his costs - you’re explanation of benefits was unacceptable and unfair. You assumed it was pre-existing and it was not. He fell. You took 2 months to review the paperwork and it was based on false claims.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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