Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheila Hebert

Thank Goodness for Nationwide Pet Insurance

We are very happy with Nationwide Pet Insurance. I am thrilled we had the foresight to get this when our dog was a puppy - it's well worth it.
5

out of 5

POSTED: | BY: Mary Smith

The best insurance I think.

This is the best insurance I feel they pay you to keep you pet well.
4

out of 5

POSTED: | BY: Kate

Thanks for the payout, a little confused

The payout for tests done to ensure our dog wasn’t super sick and meds to cover some barf-related issues was a nice surprise. Our plan isn’t bare bones but several tests usually get denied. I never truly know what will be covered.
5

out of 5

POSTED: | BY: Debbie

Wonderful coverage

We have had wonderful coverage with this pet insurance for both of my pets and highly recommend you when talking to others with pets.
5

out of 5

POSTED: | BY: SUSAN WEINBERG

NATIONWIDE IS ALWAYS VERY HELPFUL AND CARING ABOUT MY PET...

I have had this pet ins. since Lenny was a puppy at 3 mos old and he will be 13 years old next month...I have never had any problems with this ins co. everyone is always very friendly, helpful and wonderful.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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