Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ana

Pet insurance is the best decision I ever made

Pet insurance is the best decision I ever made for my dogs. Had to take one of my dog to a specialist and my bill was over $600 and Nationwide reimbursed me 90% of that cost.
5

out of 5

POSTED: | BY: Peggy Davenport

Insurance helps keep my dog healthy

Having this pet insurance makes keeping my dog healthy easier. Knowing we can get reimbursed for expenses makes taking her to the vet more affordable.
1

out of 5

POSTED: | BY: Michele

Vets charge to much and nationwide rebuses to little

I think what you reimburse is horrible. It is a fraction of what the vet charges..
5

out of 5

POSTED: | BY: Christine M

Overall I am extremely happy with Nationwide pet insurance

With the exception of the coverage for my dogs Hyperparathyroid being ridiculously low (full reimbursement of less than 800 for a 4000 surgery 2 years in a row) I have no complaints with Nationwide. I have been with them for the last 9 years and always receive reimbursement within 30 days and customer service is awesome! I have looked at competitors and while they are all relatively competitive I prefer the lower annual cost to other companies that have a higher annual cost with a reimbursement cap. I have both my dogs on Nationwide and I know my 10+ year old Ridgeback would not be with me still if I would not have had coverage. Helps get you through illness or injury if you know you can do the best for your fur-baby.
5

out of 5

POSTED: | BY: Marilyn Coffman

You Rock!

Many thanks for always processing Zooey’s claim so quickly! The process is so easy and I am very satisfied! Thank you!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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