Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,790

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristen

I'm so thankful for Nationwide Pet Insurance!

I have always thought of my dogs as healthy but my sweet, 10 year old girl Khloe (a Chihuahua) started having problems with her back leg out of the blue. Turns out it was a torn CCL (like an ACL knee injury that I think of skiers and snowboarders getting!). After I paid my $250 deductible, I got a check back for 90% of the cost of her expensive surgery. It was a great day getting that insurance check in the mail! Khloe is doing great and back to her old (young-at-heart), playful self!
5

out of 5

POSTED: | BY: Kimberly

Importance of pet insurance

My sister recommend we get pet insurance when we got our dog. Thank goodness we listened. Pets can expensive especially when an unexpected issue occurs. Nationwide has been great.
5

out of 5

POSTED: | BY: Barb

So grateful for Nationwide

Trust and appreciate all Nationwide has done to help with my K-9 Opal’s care. She is a SAR dog with exposes her to a higher risk on injury and they are always there to support us.
5

out of 5

POSTED: | BY: Gerald

I recommend to all dog owners

When ever anyone asks me about Pet insurance I tell the about NationWide. We would not be with out it.
5

out of 5

POSTED: | BY: Joe

Covered my pet in time of need

I was a bit concerned initially as to how much of the surgery would be covered by the insurance. Thankfully , I have never has to have my pet have surgery before. I live in NY and vet rates are typically much higher on customary preventative procedures and not fully covered. However, I was very grateful when I was fully reimbursed for her injury , covering my case at 100%. Thanks for providing me with peace of mind. I highly recommend Nationwide for over 7 years.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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