Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristina

Pet insurance a life saver

My cat recently had to have a few teeth pulled. The vet bill was reimbursed at almost 98%. It was an expensive vet visit but I am so grateful for the pet insurance with Nationwide. I have only had 2 submit a few claims but they were processed in about 3-4 weeks.
5

out of 5

POSTED: | BY: Michele Illes

Great Help

My dog Tye got sick really fast (throwing up/diarrhea) took him to the vet and initially was tested for pancreatitis. So after IV fluids, tests, and medication he bounced back and no pancreatitis. When I submitted my claim, it was quickly processed and paid almost to whole bill! You just never know when these emergencies pop up and I am so glad I have VPI insurance, you definitely help me out in these emergencies. You guys are the best. Thank you.
4

out of 5

POSTED: | BY: Mike

Fast Claim Service

Nationwide has quickly processed all of our claims for our young dog.
4

out of 5

POSTED: | BY: Danielle Velasquez

Great Service, TAT Needs Work

Claims process went well. Easy to submit my docs. I called a few times for an update on my claims and everyone was really helpful and nice. The process to work my claims took almost the entire 30 days, which IS within their timeframe. However, I hoped they wouldn’t take the entire time.
5

out of 5

POSTED: | BY: JudithKeeler

Great coverage! No Worries!

We are finally getting a handle on Jax’s allergies and skin issues with the help of Nationwide. He is clearing up and not as miserable. Without Nationwide we couldn’t have been this extensive. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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