Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Rae

Usually when you pay for a service you, you know, receive a service

I couldn't give them 0 stars. We submitted some claims when Bobear got sick. Denied all three on the grounds they didn't have records from a few years ago. We didn't have him that long. No one knew where he was at the time period. He'd only been at the shelter a month. They reprocessed the claims and it took them longer than a month to deny all three again with no explanation. It literally told us that it was processed and it was paying out $0. We're likely going to cancel. Thanks for stealing my hard earned money, Nationwide.
5

out of 5

POSTED: | BY: Julie

Fast response and considerate follow-up

I received great service and a thoughtful follow-up note checking on my pet's health.
5

out of 5

POSTED: | BY: Mark

5 Star service

excellent service and timely claim processing!
5

out of 5

POSTED: | BY: Duska

Wonderful

I am pleased that my claims are addressed in a timely manner. I am happy with the services this company provides.
5

out of 5

POSTED: | BY: Evelyn

Good

Very satisfied.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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